New York Commercial Insurance Coverage

Commercial Insurance

Commercial Insurance

Insurance coverage is the only way you can truly protect your personal and commercial interests. There is no telling when a disaster will strike, therefore proper commercial coverage through The Wasiczko Agency will prepare you for unforeseeable damages.

Personal Insurance

Personal insurance can cover private property as well as your loved ones. Covering your property helps you bounce back immediately after a disaster strikes all or part of what your life or business. The coverage can also take care of the needs of your loved ones. Personal coverage entails medical bills, private auto insurance, personal liability, and legal fees. This coverage is mostly about every aspect of you and your family’s wellbeing. The Wasiczko Agency has comprehensive coverage policies that you can pick from to protect your interests.

Commercial insurance

Commercial insurance covers every aspect of your business or commercial interests. This coverage is crucial if you are looking to safeguard your commercial property, vehicles, workers and you as the owner of the company. Some of the packages under our commercial insurance include:

Business Owner’s Policy

The Wasiczko Agency can cover you as a business owner from unforeseen circumstances in New York. A business owner’s policy (BOP) is a combination of different insurance policies covering liability to others in case the business harms a third party or worker, loss of the company through damage, and loss of income through uncontrollable circumstances.

Commercial liability

Commercial liability covers the business from lawsuits and cases that may arise when the industry harms others. It also covers long term damage caused by the company primarily to workers that operate dangerous machinery.

Disability & Worker’s Compensation

New York State requires business owners to have both disability and worker’s compensation insurance for their employees, even for part-time employees and family members employed by the company.

Commercial Property & Commercial Auto

Commercial property insurance covers property from damage through natural disasters, political unrest, and fires. Commercial auto insurance covers vehicles belonging to the business.

Call The Wasiczko Agency for more information on New York commercial insurance policies.

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What we offer

Our Trusted Partners

  • American Collectors
  • CNA
  • Foremost
  • Hagerty
  • Nationwide-slider
  • Progressive
  • Interboro
  • Mercury
  • Maidstone
  • Travelers
  • The Hartford